Denise Burggraff

August is back to school. Did you know that when you are renting an apartment the landlord will not cover any of your personal items. If you or someone you know is moving into an off-campus location and needs renters insurance, we are happy to discuss the protection we can offer. Give us a call for a free renters quote today!

Thank you for your interest in learning more about me and my agency. I was raised in rural Stearns County in a small town called Avon. I graduated from Albany High School and went on to graduate from the College of St. Benedict in St. Joseph, MN where I received a bachelor's degree in nursing. My husband Burgy and I moved to the Moose Lake/Barnum area in 2003. We have 2 adult daughters (Nicole and Danielle), 2 awesome son-in-laws (Steven and Brandon) and 4 AMAZING grandchildren (Cole, Macee, Brynn and Crew). We also have 2 beloved dogs, Mr. Simon who is a spunky little Maltese, and Mr. Sassy Sammy, whom many of you have met in my office.

I love being an agent because it allows me to help people achieve their dreams and take care of them when life throws them a curve ball. I enjoy spending time volunteering in our local communities of Moose Lake, Willow River, and Barnum. Any volunteer work with kids, police & fire departments, care facilities, etc. are my passion. My specialty in the office is helping customers with health insurance options. I am a member of the Moose Lake Area Chamber of Commerce and the Moose Lake Kiwanis Club. I also enjoy gardening, golfing, boating, entertaining, and spending as much time with my family, friends, and pups as possible. I believe life is meant to be lived, and my vocation is to help others in a positive way on a daily basis.

Please get familiar with my website to learn more about me and my team and how we can fulfill your insurance needs today and in the future!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Connect with Denise for insurance guidance in Moose Lake.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In Moose Lake, you can count on Denise for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Denise is here to help your Moose Lake household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Looking for coverage? Talk with Denise about your options in Moose Lake.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. For personalized coverage in Moose Lake, MN, reach out to Denise.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Denise is proud to serve the Moose Lake community.